Lloyd Pro Group Review

Atlanta Home Insurance Agency Lloyd Pro Group Review

 

Lloyd Pro Group | Nationwide Insurance
1532 Howell Mill Rd NW Atlanta, GA 30318
Phone : 404-335-7050
Fax: 404-563-7620
Nationwide Insurance in Atlanta

Lloyd Pro Group | Nationwide Insurance
1830 Water PL STE 105, Atlanta, GA 30339
(404) 892-2864 (404) 892-2572 (Fax)
http://www.lloydprogroup.com/locations/atlanta-ga/

Get a free Atlanta home insurance quote now from LPG

Lloyd Pro Group | Nationwide Insurance
2675 Breckinridge Blvd Suite 100, Duluth, GA 30096
Phone: 770-497-1200     Fax: 770-814-7187
Get a free quote for home insurance in Duluth from LPG

Lloyd Pro Group | Nationwide Insurance
4919 Flat Shoals Pkwy, Suite  109 Decatur, GA 30034
Phone :770-808-9900 Fax: 770-808-9944
Get a free quote for home insurance in Decatur from LPG

Lloyd Pro Group | Nationwide Insurance
2973 Hwy 5, Douglasville, GA 30135
(770) 947-8096
Get a free quote for home insurance in Douglasville from LPG

With 5 convenient locations Lloyd Pro Group has been has been helping you save money on Atlanta home owners insurance since 1985.

They consistently rank in the top Nationwide insurance agencies in the entire USA.

Winner of the Gwinnett BEST insurance agency for 2011.

Internet reviews:

“I wrote my Insurance with Shawnda @ Lloyd Pro Group. I was very pleased with the all of the Agents there. They all seemed Continue reading

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Does your home insurance policy cover mold?

Do you assume your homeowners policy covers mold?

Moldy_Housecorner_both_Sides

Thats exactly what these folks did.

Apparently many who were impacted by floods out west are thinking twice about their homeowner’s insurance policies now. They’re wondering why they’re not covered against mold.

Notice what one person said:

“When the floods came in, we weren’t really aware they were going to come in, so we didn’t have any insurance,” Ledezma said.

He said when he gets insurance he’s going to double-check to make sure the policy covers mold.

“There can be companies that exclude it,” said Lupita Rodriguez, insurance agent. “It’s just very important… to see their exclusions on their policy.”

It is also important to that homeowner policies do not cover damages caused by fungi.

They are not alone.

Many wonder why they’re not automatically covered against mold.

It makes them feel insecure about their insurance coverage.

How does this apply to you and I?

If you are living in the state of Georgia ask your insurance carrier now…

Before you need to make a claim.

REMEMBER that an ounce of prevention is worth a lb of cure 🙂

Learn more here…

 

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do you have one of these dangerous dogs?

pit bull puppy

Hey neighbor!

Are you a dog lover?

Then you are in good company here.

Whether you love to hold a chihuahua or a Great Dane we understand how you feel about mans best friend.

For some of us our dogs are our family. Perhaps they are even like children!

Here lies the problem…

1- Dog attacks do occur
2- Dog attacks happen even against the dogs’ owners.
Lets take an example:

Pit bulls have been known to attack children, the elderly, their owners or anyone that happens to be in  the way. If the dog feels threatened, it has been known to bite.

While many Pitt owners swear that their baby would never attack them…
The facts are that this breed has led to more fatalities than any other.

OUCH.

Are we picking on Pit Bulls?

Are we saying all Pit Bulls are dangerous?

No.

Did you know that the dog whisperer, Cesar Millan has a gentle pit bull that he often uses to help train dogs that are out of control?

What does the dog whisperer have to say about Pitbulls?

“It’s not the breed that makes a good companion. All dogs are great companions. Communication creates a partnership and dogs have the simplest communication on the planet. For them, everything is about trust, respect and love.”

Unfortunately, while any breed of dog can be a great companion, almost any breed of dog can kill.

Here lies the problem…

When you combine a breed with a powerfully aggressive nature with improper care this leads to a higher number of injuries and fatalities than any other.

The result?

Many insurers will often not provide homeowner’s insurance coverage for several of the dog breeds listed below.

Are you looking for Home insurance in Athens? Find out if your dog breed is on the list.

The sheer volume of Pit Bull attacks have prompted many insurers to deny coverage associated with homeowners insurance. Many owners have to seek a special policy for coverage liability protection where their pet is concerned. Of course, some don’t bother to tell their insurer about their new pet and this could lead to problems, especially if the dog does bite or injure someone.

 

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Good home inspections cost money, but they’re priceless

Are Atlanta home inspections just another EXPENSE before closing?

YOU are excited about your new home!

YOU have plans for fixing it up exactly as you have in your mind.

A NEW DECK

KITCHEN CABINETS

NEW BATHROOM

YOU feel you need to save money instead of hiring the best Atlanta home inspector.

Now what if instead of spending your hard earned money on fixing up your dream home you have to spend $20,000 on repairs tat you NEVER knew about?

Steve Cassel, of JSC Enterprises, a Mcdonough heat and air  company tells us that getting a home inspection beforehand could save you thousands of dollars on replacing a heat pump system, air conditioning repair or a water heater in Mcdonough.

Bill, from an Augusta car insurance agency, says that “Home inspections are alot like home insurance. REMEMBER they only help you if you get them BEFORE there is a problem.”

Now what should you do then? Continue reading

Posted in Homeowners Insurance | Tagged , | 3 Comments

Great ways to ADD space in your home

Here are some great ideas to add SPACE to your home or apartment.

We hope you enjoy these suggestions brought to you from your favorite georgia home insurance blog.

Take some notes and then see how many you can use this weekend.

The “old safe behind a picture without it actually being a safe trick”.

Ingenious way to add a cubby hole behind a picture!

 

 

 

 

 

 

 

 

 

Here is a great one for hiding things behind a wall tile!

Here is a great way to hide things under your stair landings. Continue reading

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Do YOU Need Sinkhole Insurance In Georgia?

2 killed in marriott in atlanta in 1993Is it Necessary to have sinkhole insurance in Atlanta, Georgia?

– By James Lloyd

With all these news reports about sinkholes in Florida, YOU might be wondering…

Does my home insurance policy cover me for a sinkhole?

AND do we even NEED sink hole insurance right here in good old Atlanta?

First of all what exactly is a Sinkhole?

According to Wikipedia, a sinkhole is a natural depression or hole in the Earth’s surface which may have various causes. They can range from a few feet to hundreds of acres and from less than one to more than 100 feet deep. Sinkholes can contaminate water resources, swallow up swimming pools, parts of roadways, parking lots and even buildings.

They can also be known as a:

  • sink-hole,
  • sink
  • swallow hole
  • shakehole
  • swallet
  • doline

suffosion sinkholeThere are two basic causes of sinkholes

Man made causes: Burying construction debris, tree trunks and branches in backyards is one cause.Many Georgia homes built in the 1980’s have sinkholes caused by decomposing garbage. Walter Reeves tells us that builders would bury garbage, tree stumps and branches instead of paying someone to haul it off to a local landfills.

Collapsed abandoned mines is another cause.

Natural Causes: Have YOU ever heard of the term Continue reading

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Should YOU get Flood Insurance in Georgia?

So should YOU be thinking about getting Flood Insurance in Georgia?

After seeing what so many homeowners in NY and NJ have suffered because of hurricane Sandy it makes you wonder if you should get FLOOD insurance for your home in Georgia.

NBC stated that most were not protected by flood policy.

That is because standard homeowners insurance does not cover floods.

Those that were covered may have gotten SOME coverage. However if they didn’t have a “WIND” policy they were out of luck for missing roof tiles do to the hurricane.

This can get complicated!

So YOU might consider doing so if you live near the Georgia coast or a flood plain.

But remember that many of the families that were impacted by Sandy were not in flood plains either.

When Mother Nature rears her ugly side it doesn’t matter where you are.

Who can forget the epic CNN footage when Atlanta was flooded back in 2009!

The majority of the people impacted did not have flood insurance.

Thousands of people were frantically calling to get flood insurance as the storm grew closer.

Little did they know what the folks at Continue reading

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Home insurance – The vital need to keep your valuable home protected

It is of utmost importance to protect your valuable home against any loss and damage. As such, you should purchase the right home insurance. You must have purchased your dream home with a mortgage loan. Your mortgage company will ask you to buy home insurance and the cost is included in the monthly payment with your tax. You will have to do thorough research in order to keep the payments within your means and preserve good coverage. Fortunately, insurance is a standardized industry and so, it’s easy to compare between various companies before you may decide to buy one from a particular company.

4 Important steps to get hold of the right home insurance

Below are discussed the 4 important steps to get hold of the right home insurance.

1. Assess the situation carefully – When you approach an Continue reading

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Georgia Home Insurance Quote Bait and Switch Story

Bait and switch home insurance quotesWill You Fall For This Common Georgia Home Insurance Quote Bait and Switch Story?

In our quest for the BEST home insurance story we interviewed Shawnda Fowler of Lloyd Pro Group a homeowners insurance Agency in Atlanta.

Shawnda, are bait and switch tactics something homeowners should be wary of when shopping for home insurance in Georgia?

“I quoted a home insurance policy for a person in Atlanta.

As always I quoted REPLACEMENT value for the home in case they needed to rebuild it later on.

Apparently they got a LOWER quote from All**** and they decided to go with them to save money.

Within 90 days All**** RAISED their prices to reflect the CORRECT price to rebuild their home, like we had quoted originally.

The funny thing is that they wound up being more expensive then us!”

The tables are turned

Shawnda, tell us what happened next?

“The homeowner canceled her Continue reading

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How to Pocket 1000.00 Off Your Home Heating Bill This Winter In Georgia

Who Else Wants To Learn How to Pocket 1000.00 Off Your Home Heating Bill This Winter In Georgia?

Our goal here at homeinsurancegeorgia.info is to show you ways to save money on your home insurance.

save money on heating billsIn todays Guest post however,  we have Glenn Osborn sharing a few tips on how to save $ 1000.00 off your Georgia home heating bill this winter in Georgia.

Winter is right around the corner, so  take out a pad and paper to take notes or feel free to print out these suggestions.

Feel FREE to contact Glenn if you have any questions afterward.

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How to Pocket 1000.00 Off Your Home Heating Bill This Winter In Georgia

For years I took care of thousands of student apartments and dormitory rooms 24/7 for a University in Maryland.

I had dozens of situations where a student seemed to lack all common sense. Short of flicking a switch for AC or heat they were clueless.

Many of our students knew very little about heating or air conditioning. And would run both at the same time. Window AC blasting. Central heat turned up high. Continue reading

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